Financial & Insurance

(This is an actual patient of Dr. Melanie Duong)

It is our mission to provide you with affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs. We accept Visa, MasterCard, Discover and American Express, and offer flexible in-house payment plans as well as third-party financing through Point Loma Credit Union. We also offer a discount for payment in full at the start of treatment and for multiple family members in treatment. We thoroughly explain your options, so that we can accommodate your needs.

 Insurance

If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Remember that insurance policies vary, and we will review your insurance to determine the appropriate course of action.

As a courtesy for our patients, we will file your insurance claims. Sun Orthodontics currently participates with the following insurance plans:

PPO

  • Aetna
  • Ameritas
  • First Dental Health
  • CDHP
  • CDN
  • Cigna
  • Connecticut General
  • Delta Dental
  • Guardian
  • Health Allies
  • Humana Dental
  • MetLife
  • Premier Access
  • Principal Financial Group
  • Prudential
  • So. CADB
  • Standard
  • UFCW
  • United Concordia
  • United Health Care

HMO

  • Blue Shield CA
  • Careington
  • Golden State Dental Services
  • Managed Dental Care

Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.